Here are some of the most common terms:

Commercial Driver’s License (CDL): A special license that is needed by those who will be operating a tractor, a vehicle over 26,000 GVW or a vehicle with eight or more passengers.
Commercial Vehicle: Any vehicle that is used for business purposes.
DBA Name: A name that a company is known by to the public, but is not the company’s legal name.
Employer’s Non-Owned Coverage: A type of liability coverage for when a vehicle owned by an employee has to be used for business. This cannot be a vehicle that is used regularly.
Filing: Issued by an insurer that provides proof of specific insurance coverage.
Federal filings: Submitted to the Federal Highway Administration. They often are required for interstate transportation of goods, people or hazardous materials.
State filings: Submitted to a specific state's Department of Transportation or other governing body. They often are required for intrastate transportation of goods, people or hazardous materials.
Federal Highway Administration (FHWA): Part of the government that regulates transportation of people and goods on the interstate.
Garaging Location: The primary location where a car is parked when not in use. For a CV, this is usually the primary business address.
Gross Vehicle Weight (GVW): A fully loaded vehicle’s total weight capacity. Calculate it by adding the weight of the vehicle plus the weight of the biggest load it can carry. The manufacturer of the vehicle will also have the information.
Hired Auto Coverage: Provides liability coverage for a vehicle that you do not own and is not listed on your policy, but it is leased, rented, borrowed or hired.
Non-Owned Vehicle Insurance: Extends your coverage to vehicles that your employees own and use for business regularly.
Placard: Placed on a vehicle to let the public know something about the materials being carried. Could say things like “Flammable” or “Hazardous.”
Radius of Operation: The maximum distance between the garaging location and the point of delivery. Some insurance companies have limits on how far of a distance this can be for certain types of businesses.
Sole Proprietorship: A one-owner company that is not registered with the state as an LLC or corporation. The owner of a sole proprietorship is personally responsible for the debts and liabilities of the company and reports the company's losses and profits on his or her personal taxes.
Trailer Interchange Agreement: A written contract between trucking companies or truckers to loan trailers to one another.
Trailer Interchange Coverage: Protects the trailers that you do not own when you are hauling them through a trailer interchange agreement.

Those are just some of the main terms you might hear when reading through your commercial policy or while conducting your small business.
Call your Qualitas agent with any other questions.